Life

Posted: April 20, 2015 in CAUSES, GREEN, Secrets, Table Of Contents, TRUTH / Occupy

 LIFE

This is a preview of the full length book “LIFE” by author, Tim Frentz. Available for only $9.99 by transferring payment to via paypal  to tfrentz@hotmail.com or email for directions on other payment options.

*Here is a sneak peak at some of the knowledge shared in LIFE… Some details like account id’s or passwords are left out for our paid subscription members who have purchased a copy of our eBook. Live well with the help below!

 

CHAPTER 1: HELP it

 

 

CHAPTER 2:  SIMPLIFY it

 

CHAPTER 3: MAKE it

 

CHAPTER 4: STRETCH it

How’s to Use Technology Efficiently?

We are most often asked, “What TV/Internet/Phone SERVICE cost the lowest”?

Answer 1: The introductory rates for new customers transferring from a competitor are the best in most cases. This is followed by customer retention offers. These usually involve a bundling package with Phone, TV and internet all together.

IF you are in an area with multiple options, you want to call your current provider and tell them about their competitors offer and most of them are authorized to match the offer by switching you to the customer retention plan. IF not, then you switch your service and once the introductory rate expires, you go through the process again. IF you have three competing services available then you are able to continue the cycle by going in rotation. Some companies will not offer an introductory rate until you have been away for more then 365 days. With only 2 providers, you may need to go without service a day or 2 for the 1 year requirement to expire.

Each provider is constantly changing their “new subscriber plans” in order to steal business away form their competition. These deals are not as good circa 2014 as they were in the past because the government has allowed far too many large corporations to merge.  (click to view details)

In 2014, a merger between Comcast and TimeWarner is nearing approval  as well as a vote on the internet neutrality law. The neutrality law could allow Comcast full approval to regulate and censor the internet like it is in China!!!

We update the details of these offers in this chapter as they change.

Answer 2: Mobile Phone services are often not included with the other services. IF this is the case, you want to make sure you get the maximum amount of phone lines and bundle your plan together with friends you trust and split the bill. This saves you hundreds of dollars a month!

Answer 3: DO NOT SUBSCRIBE TO TV service. Everything on TV is available through the internet.

You want to get a mid speed service and connect your computer to your TV. Between tv streaming services like wiziwig and full media control systems like XMBC.org, you will find everything you desire. There are a few exceptions with HD streaming and the occasional freeze frame, but don’t complain for saving over a $1000 a year.

 

Audiobook Sources
The non-commercial, nonprofit and ad-free project called LibriVox is on a mission to “make all books in the public domain available, for free, in audio format on the Internet.” They are fulfilling this dream by scouring the virtual stacks for public domain books, which are then read and recorded by a fleet of volunteers. If you love this and have a knack for reading, you can also volunteer to record books for the organization. See the nearly 6,000 titles available here.

 

A new language
Looking to learn French? Need to brush up on your Urdu, Czech or Icelandic? The ever-helpful Brits at the BBC World Service offer free online language lessons. They provide essential phrases in 40 different languages; and for Greek, Spanish, French, Chinese, Italian, German, and Portuguese, they give complete courses and phrases, audio and video, vocabulary, pronunciation, grammar, activities and tests.

 

MOBILE PHONE OPTIONS

TracFone.com has 180 minutes; 180 texts; 180mb data for $21 (fees included) for 3 months. If you use more you can get 750mb for $20 and an additional 180 minutes approximately for an additional couple of dollars a month! Hopefully you are in a good coverage area for them. The average user can make do with this by using wifi apps as much as possible for additional voice calls and most of their data needs.

 

FREEBIES!

There are a lot of freebies out there. You just need to know where to look. The free listings under Craigslist are on my daily bookmarks and alerts.

 

Educate Yourself
7 places where you can get a free online education include honorable institutions as MIT, Harvard, Stanford and Yale.

 

Free eBooks
Project Gutenberg was founded in 1971 and is the oldest digital library. As of March 2012, it had more than 42,000 titles in its collection. Most of the items in the collection are the full texts of public domain books and they are all available to anyone for free. The most popular titles at the site are classics like Victor Hugo’s “Les Miserables” and “The Importance of Being Earnest” by Oscar Wilde. Downloads are available in a number of formats, including Kindle, EPUB and Plucker; they can also be read directly online.

 

Free Road-trip Vehicle

Auto Driveaway matches drivers with cars that need to be delivered to another state. You pay a refundable deposit and the cost of gas, and drive someone else’s car to the location where they need it.

 

Free Food

Swap your garden goods at farmers markets with others to get those items you are tempted to go buy at a grocery store.

If you really want something that you struggle to grow yourself, consider a food bank. There are always food banks in churches or community centers every few miles. If you are in debt and making every effort to budget your expenses the best you can then these food banks are for you. Don’t be embarrassed to go ask for food. A bunch of the fresh food spoils and goes to waste at food banks because not enough people collect it. Think of it like you are saving food from going to waste.

You can save hundreds of dollars a month to put towards your debts. Show up an hour early or stay an hour late and volunteer so you feel better about it. Now take that extra money and put some towards expanding your garden and put even more towards your debts.

 

Use mykidseatfree.com for a state-by-state search of restaurants that want to feed your children for free.

FreeBirthdayTreats.com shares a list of birthday specials. It is constantly changing so visit the website for the most current info please.

Here are a few others to check out;

SheSpeaks.com (samples)

General Mills (pssst.generalmills.com)
Kraft (kraftfirsttaste.com)
StartSampling.com
AllYou.com

 

Free Seeds

Join and post to seed swap forums. Here is the most used one I know. http://forums.gardenweb.com/forums/exchind

Connect with farmers at the local outdoor markets and produce stands and form a local seed exchange. I encourage you to learn all about seeds at SeedLibraries.org and SeedMatters.org.

 

Free Fresh fruit
For a “pick your own” experience without paying for it at a farm (although we support that, too), there’s an app called Find Fruit. With an interactive database that includes the location of thousands of fruit trees on public land nationwide on a standard Google Map.

 

 

 

 

 


 

CHAPTER 5: SPEND it

BANK THEFT

From time to time, you will discover that a bank itself, will perform a shady act of business with their account holders. It is not lawfully an act of theft but to you and I it sure is.

I try to tell everyone around me about the benefits of doing business with your local community credit union. They are there to prevent all the shady acts being done by the big corporate banks. The credit unions give you ownership shares and dividends on their earnings instead of trying to sneak them out of your accounts and passing them into public trading stock holders wallets. SUPPORT YOUR LOCAL CREDIT UNION and GET YOUR MONEY OUT OF BIG BANKS PLEASE!!!

 

One example happened when Wells Fargo purchased Wachovia Bank. From 2008-2011, Wells Fargo changed account limit fees and interest rates on Wachovia customers to force them out of high interest yielding Wachovia accounts grandfathered to them as part of the merger deal. My very own FREE 5% savings account was affected. The account allowed a maximum deposit of $100 per month to earn 5%. The first move by Wells Fargo was to change the account numbers to match Wells Fargo’s “SYSTEM”. The second move was to then change the interest rate to .05% and start charging fees. They could now do this because the account # had been changed and the original Wachovia account no longer existed. The third move was to suspiciously have a security leak causing a fraud theft on the account. In order to recover the stolen funds, I had to formally close the account for good and transfer it to an account that cost me $4.95 a month just so I could get my credit back. This removed the last of any proof the account was still active in case of a future class action settlement against them. I lost hundreds of dollars in savings thanks to this action.

 

Another example is Capital One bank in 2013-2014. I had an account that cost $4.95/month if my average balance was below a certain amount. I never logged into it because I just used it for savings and an auto payment for a Capital One credit card. I had email alerts set for minimum balance and it never sent the emails. One day I got notice in the snail mail that the account has been charged off and another notice that my credit card payment was returned. I didn’t even get a notice for insufficient fund fees being charged to my account. When I logged in and looked at the history, my access to records only went back 12 months but all 12 months had been changed and my balances had been altered to reflect a $8.95 monthly fee deduction. Capital one had stolen at least $59.40 from me and I had no idea. Who in their right mind is paying $8.95 a month for checking account??? I then also had $35 overdraft over the limit fee and another $35 insufficient fund fee and then had to pay $121.35 to their collection agency. I also had auto deposits for my book sales going into the account which they applied towards the negative balance and kept from me.

It took me a month and half and two complaints on file with the FTC and Consumer Financial Protection Bureau (consumerFinance.gov) to eventually get 12 months of $4.95/month over charges returned rounded up to $60.

 

CREDIT CARD DEALS

These are always changing with the rapid decrease in the credit economy. We don’t condone credit card use, but if you must, take advantage of the offers and then pay it off and close the account at the end of the introductory offers.
There were no super awesome specials at time of publishing so tell us if you find a good one and we will consider adding it to the next updated version. Here are some expired offers from the past.
BEST BUY: FREE UNLIMITED Companion FLYING for 12 MONTHS!!!!

 

CHAPTER 6: LIVE it

 

HOME REMEDIES

We do not approve of spending money at stores on products we can make simply ourselves. This chapter is dedicated to all of the many solutions that surround you right now as you read this.

 

PEST CONTROL

Make a simple nat, fly, fruit no see-um catcher by simply cutting a bottle in half and turning the top upside down with some water and nectar or food substance below it. Flies are not good at finding their way back out of a bottle lid hole.

fly-trap-31-213x300

 

FOOD related

 

Garden, Garden & Garden some more!!!
Starting a garden is one of the smartest moves you can make at home. 90% of the food now found in a name brand market are full of chemicals and packaged with earth poisoning packaging. Even organic health food store’s can not tell you exactly what is in their food.

If you are starting a garden on a budget, see How to get free seeds for your first garden. Soil should be built up by adding compost and other nutrients during the dormant season. Find your local dairy farmer and go purchase directly from them after discussing their use of growth hormones and feed stock.

 

Fresh fruit
For a “pick your own” experience without paying for it at a farm (although we support that, too), there’s an app called Find Fruit. With an interactive database that includes the location of thousands of fruit trees on public land nationwide on a standard Google Map.

 

Keep rice wrapped in a paper towel, within your zip locked bags of produce to slow down aging.

 

Grow Kenaf in your house. It absorbs carbon dioxide faster per plant than any other plant/tree on the planet. It is edible and can be used for everything that hemp can be used for without concerned looks by visitors. (Even though growing non marijuana medicine budding hemp strains is completely legal anyway.)

 

Trees
The Arbor Day foundation is the largest nonprofit membership organization dedicated to planting trees. For $10, you receive a six-month membership that includes a number of goodies, along with 10 free trees. You can mix and match which trees you want, or get a set, like the flowering tree package which includes two white flowering dogwoods, two flowering crabapples, two Washington hawthorns, two Eastern redbuds, and two golden rain trees. Visit the Arbor Day Foundation for the deal.

 

Soup stock
Keep a “scraps container” in the FREEZER and every time you have vegetable peels, onion skins, leek tops, herb stems, garlic ends and any other part of a vegetable that would otherwise go to waste, stick it in the container. When you have enough, sauté it all in olive oil in a deep pot for five minutes, add water, bring to boil, reduce heat and simmer for an hour and add salt and pepper. For other ideas to put your kitchen scraps to work, see 20 uses for leftover fruit and vegetable peels.

 

 

 

HEALTH CARE

Improve tooth enamel and other dental health by swishing sunflower, sesame and coconut oil around in your mouth for 20 minutes every other day. Read: http://www.foodmatters.tv/articles-1/oil-pulling-the-habit-that-can-transform-your-health

 

WHAT NATURAL TREATMENTS are available for Shingles?

Shingles is a reactivation of the varicella-zoster virus(VZV), also known as the chicken pox virus. Once a bout of chicken pox has passed, the virus remains dormant in nerves in the spinal cord.

As a result of compromised immunity due to increased stress levels, illness, older age, injury or immune-suppressing drugs, the residual virus can re-emerge and follow nerve pathways to the surface of the skin, where painful blisters with burning and itching occur.

Apple cider vinegar compresses prove to be a useful shingles treatment for many. Mix a 1:1 up to a 1:4 ratio of water to vinegar. Soak a smooth cotton cloth in the solution and apply to the blisters and pain-affected areas several times daily.

Zinc and vitamin E salve is another option. By combining OTC zinc ointment with a capsule or two of natural vitamin E (not synthetic DL-tocopherol) and a tablespoon of high quality aloe vera juice, this effective pain-relieving salve can be applied to the affected areas with good results.

Studies have shown regular use of capsaicin creams help with postherpetic neuralgia, the residual nerve pain many suffer from after a shingles outbreak clears up. These are readily available in health food stores and drug stores and can be purchased online.
There is a vast range of other proven and folk remedy options for shingles.

 

Acupuncture treatments, homeopathic remedies, flower essences, and essential oils. Herbs believed to be useful for the condition are licorice root (deglycyrrhized should be used), St. John’s wort, reishi mushroom, garlic, propolis, echinacea, passion flower, and lemon balm. Their effects range from anti-viral to immune modulating and from to anti-inflammatory to pain and anxiety reducing.
What else can be done?

While the above natural shingles treatments help millions, the real key to controlling shingles outbreaks lies within the immune system. Strengthening and modulation of a person’s immunity may prevent the reactivation of the virus,and thus prevent the painful episodes of blistering and nerve pain.

Below are some nutritionally-based options to consider:

Shingles is sometimes called herpes-zoster, highlighting its relation to other herpes-based viruses. Studies have shown that taking 1000 mg of l-lysine (an amino acid) three times per day has proven effective in interrupting the replication of the virus by competing with its need for the amino acid l-arginine. Therefore, it’s also important to avoid arginine rich foods such as nuts and seeds, chocolate, red wine, tea, coffee, beer, gelatin, and more. Maintaining a low-arginine diet for an extended period of time will support other anti-shingles efforts.

Proteolytic enzymes, which mean literally protein-digesting, have a proven history of effective anti-viral and anti-inflammatory usage. Cautions include not taking them with other blood-thinning medications and only using very high-quality products, often available only through natural health practitioners.

Vitamins A, B, C, D, and E all have long-standing overall health and immunity-enhancing benefits.

 

In 7 things you can make instead of buying, see how to make cleaning supplies, craft items and cosmetics, to name just a few of the free-ish things you can put together.

 

Duct Tape It!
The variety of things you can craft is limited only by your imagination. A scroll through 20 clever uses for duct tape may inspire you to create a variety of items.

 

CHAPTER 7: SHARE it

 

*Nearly 100 home remedies are listed in the full edition of the book. Just msg tfrentz@hotmail.com to purchase your $9.99 copy today.

 

 

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